IMSinstantpay has a number of solutions domestic and international with over 50 banks around the world. The merchant discount rates and fees for tangible and intangible goods sold on the Internet vary. Our rates and fees depend on your business model and the risk associated to your business. Initially setup fees are charged from processing once your merchant account is approved. We will send you a proposal with rates and fees; you make the decision whether you want to acquire or decline the solution.
We follow Visa and MasterCard Operating Regulation by observing the 6 month rolling reserve regulation. The reserves are based on the FIFO method – first in first out. After the 7th month, the first month reserves are released and so on. The reserves are normally 5% to 10% on net deposits and it is dependent on how much risk we have to take base on your business model.